Contracts • Title Insurance • Financing • Closing

When you are buying, selling or refinancing real estate in Alabama, you need to surround yourself with a team to make your transaction as smooth as possible. We help hundreds and hundreds of people just like you every single year. Kreps Law Firm, LLC eliminates the need to hire several different firms for your Alabama real estate transaction. Our Birmingham, Alabama office can handle every aspect of your residential or commercial real estate transaction from start to finish. We represent clients throughout the State of Alabama and can handle a closing or issue title policies for all property located within Alabama. CALL US NOW at (866) 348-2889 to discuss your needs and to put our years of experience to work for you.

"One-Stop" Convenience | Legal Protection

an experienced real estate lawyer, I can assure a smooth transaction by anticipating and addressing common pitfalls in buying or selling a home. I also provide uncommon efficiency by offering all the services you need under one roof. Every team member in our office is experienced and has received extensive training to help you through one of the largest financial transactions of your life. Put our experience and expertise to work for you today. CALL US NOW at 866-348-ATTY.

Real Estate Closings

• Finding the right property — I am a licensed real estate broker and can put you in touch with the right agent to assist you with buying or selling your property. We know the best agents in the Birmingham area because we deal with them each and every day. During your free initial consultation, we will discuss your needs and put you in touch with the best Birmingham, Alabama real estate agent for your situation.
• Draft and review of purchase agreements
• Title insurance — Kreps Law Firm, LLC is an agent and underwriter for Security Title and licensed by the Alabama Department of Insurance to issue title policies in this state.
• Competitive rate loans — We will assess your mortgage loan needs and put you in contact with a local or national lender that we know and trust to handle your loan in a professional and time efficient manner.
• Closing services — We handle hundreds of closings every year all across the state of Alabama. Your time is important to us and we work to accommodate your schedule when arranging the best time to close your Alabama real estate transaction.

Kreps Law Firm, LLC handles any and all legal issues related to real estate law in Alabama, including transactions involving real estate agents, For Sale By Owner transactions (FSBO), commercial real estate transactions and leases, and landlord-tenant or property disputes.

Toll-Free: 866-348-2889

Our phones are answered 24 hours a day, 7 days a week, which means that you will have after-hours access to our attorneys in the event you have an urgent need after normal business hours. Clients receive a prompt response and personal attention by an experienced, licensed attorney — I will personally direct all aspects of your transaction and will always be available for questions from you should the need arise. If you are moving to Alabama, we can conduct your transaction with little or no need for you to travel here. CALL TODAY to find out how we use technology to save you time and money.

Contact Kreps Law Firm, LLC today to speak with a Birmingham real estate lawyer with years of experience and the legal knowledge and resources to protect your investment and close your transaction efficiently and accurately.

The Closing Process

Alabama Real Estate Closings

Full-Service Assistance for Buyers or Sellers

Closing, or settlement, refers to the transfer of ownership (or refinancing) of property. There may be many parties present at closing, including the buyer, the seller (homeowner), real estate agents, title company representatives, lender agents, and attorneys.

The main business at closing is explanation of and signing of the myriad of documents required for transfer of the property:

Loan documents

Documentation of clear title

Verification of owner's title insurance and homeowner's insurance?

HUD-1 statements and other disclosures

The closing also involves the crediting of escrow funds (earnest money) to the buyer, seller or lender, and payment of any closing costs due. The mortgage loan payoff will either be handled at the time of closing, or the seller will receive documentation of the date funds will be disbursed (by check or wire). Also, the buyer is notified of the date and manner in which they will take physical possession of the property, if not at closing.

Questions or concerns should be addressed at the closing meeting. Once the documents are signed, the buyer is subject to the mortgage lien and the seller relinquishes interest in the property. The terms of most contracts do not provide a way to cancel the transaction after closing, and therefore, any issues should be raised at or before the closing. Free Real Estate Closing Consultation: (866-348-2889)

Kreps Law Firm, LLC of Birmingham, Alabama represents either buyers, sellers, or lenders in real estate closings statewide. Smoothly completed closings are the results of hours of work "behind the scenes" to identify and address any potential obstacles to the transaction.

Our firm can handle every aspect of your sale or purchase of a home or commercial property, including negotiating a purchase agreement, conducting the title search, writing your title insurance policy, and even helping buyers secure mortgage financing. We partner with many mortgage companies and title insurance agencies nationwide to provide full-service real estate representation to our clients.

Contact Kreps Law Firm, LLC and ask for real estate lawyer Joseph C. Kreps. I can personally handle your real estate closing, assist you with obtaining a mortgage loan through an Alabama mortgage company or national lender, and handle the title insurance underwriting, and real estate sale contract. In your free initial consultation, I will fully explain any questions you have about your upcoming real estate closing in Alabama.